A pregnant woman living in a difficult situation finds it challenging to raise money for a family need. Having a baby is one of the greatest gifts in life, but it is an emotional roller-coaster for a mother. If adequate help is not coming, it will affect the mental and physical health of both the mother and her child.
Luckily, there are varied resources for financial assistance such as government programs and online fundraising to help a woman sail through pregnancy and delivery.
For pregnant mothers in need of financial help, the government programs come as a big relief. Let’s see some of the popular schemes to help mothers during pregnancy and delivery.
The Medicaid plan covers pregnancy and childbirth. The grants and qualifications vary from state to state.
This is also a program to provide assistance to pregnant mother and their infant.
In both these above programs, the pregnant mother will be covered throughout her pregnancy. Also, both she and the baby will be covered 60 days after she gives birth. After 60 days, the baby will be automatically enrolled in Medicaid and will continue to receive aid for its first year.
This is a financial assistance program for low-income families which provides short-term aid to pay for basic needs such as food, clothing, utilities, and medical supplies. The aim of this is to make low-income families become self-sufficient to provide care for their children at home. Each state administers the program locally but the process and the wait are longer.
This program by the Office of Population Affairs (OPA) helps with financial assistance for pregnant mothers. Thousands of expectant mothers apply for this program each year. The application process is competitive. The recipients can use the fund to continue their education or find support for their families. This grant ceased at the end of the 2019 fiscal year. However, former grantees still receive their funds.
This program gives mothers and their children access to quality healthcare. Through this program, expectant mothers receive free or low-cost prenatal and postnatal care. Here, the federal money flows to the state and jurisdictions rather than individuals. Designed to meet the Title V objectives, the local programs provide-
Those who need assistance obtaining food may qualify for the federal program SNAP better known as Food Stamps. It provides a monthly grant that can be used to buy food. Unemployed mothers-to-be usually meet the criteria.
In this program, low-income pregnant women receive funds to buy healthy food for their infants. This program also provides education on nutrition, breastfeeding support, and other health-related services. Women can avail of this grant until six months postpartum.
Both these above food assistance programs are open to mothers who fall under the category of low-income and are citizens or legal immigrants.
The Diaper Bank Network works with community diaper banks around the nation to help low-income women obtain free diapers.
This grant seeks to lower home heating and cooling costs through bill payments and energy-saving home repairs for unemployed pregnant mothers.
Many faith-based charities and nonprofits provide help in cash and kind to expectant mothers. Most of these charities serve small local areas although some of the reputed nonprofits may have offices all over. The best possible way is to search online or talk to your community members for help.
For mothers who need to raise money for a family need, the access to grants may be time-consuming. The best way to raise money in such a scenario is through online fundraising.
A newborn can bring a financial burden to the family especially when the expectant mother has to go on unpaid leave for a couple of months. In the U.S, many companies do not offer benefits, insurance, or paid maternity leave which makes it challenging for the family to live on a single income. Many mothers are now turning to popular online fundraising platforms for crowdfunding.
The online fundraising campaigns help pregnant mothers to pay for maternity leave or childcare. Let’s see how to raise money for pregnancy and maternity costs through an online fundraising platform.
Before starting the family fundraising campaign, understand that though the money raised may not be several thousand, it will help you fill the gaps in maternity leave and insurance.
Crowdfunding helps you achieve your goals only if you share it to the maximum. Just setting up a page and waiting for donations to pour in will not help. You have to be proactive and share the messages on as many related groups and pages as possible.
Get help with the maternity costs through any of the tips mentioned here in this blog. If you need help urgently to cover the maternity leave and childcare costs, givingx can help. It is a trusted online fundraising platform to help you raise money by setting up a crowdfunding page easily and fast. Start your family fundraising campaign today.